Income Protection for Business Owners
All business owners have a lot of challenges, but many fail to contemplate what might happen if their business is suddenly unable to trade. From […]
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What’s the difference in the way insurers treat storms and flood?
While damage to homes often receives media coverage in the event of a major flood, businesses are just as at risk when a weather event […]
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Tis the season for Christmas surprises
We all love a surprise at Christmas time and the excitement of imagining what’s under the tree. What we don’t want is the surprise and […]
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Real Risks in Business: A Guide to Insurance
Starting a business is a risky business, which is why it pays to be prepared! While it is impossible to predict exactly which possible hardships […]
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Proportionate liability in Queensland – Implications for Insurance
What is proportionate liability? Proportionate liability refers to the concept that liability for a plaintiff’s loss should be apportioned to the defendants in accordance with […]
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What am I responsible for as a business owner?
There are countless circumstances that may have a negative effect on your business, many of which are impossible to predict. The good news is that […]
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The importance of Internal Auditing
Given the steep rise in employee fraud and embezzlement, the importance of Internal Business Auditing has never been more vital. Whilst there are insurance policies, […]
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A Centuries Old Crime, Digitally Enhanced
Scams aimed at manipulating individuals for fraudulent purposes have been occurring for centuries, but this deception has now well and truly moved into the digital […]
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The insurance implications of working from home
Australians are increasingly working from home, with the most recent data from the Australian Bureau of Statistics indicating at least a third of us choose […]
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Underpaying employees… what’s going wrong?
We’ve all heard of the $7.8M underpayment scandal which recently engulfed celebrity chef George Colombaris, but is this just a symptom of the sheer complexity […]
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Telematics continues to evolve in insurance
Telematics technology has proven benefits when it comes to encouraging more responsible driving, with research indicating better driver behaviour is one of the main advantages in using this innovation.
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What is Volunteer Insurance?
Whether you run a charity, a not-for-profit, or regular live events, volunteer insurance exists to protect both you and the volunteers that work for you. […]
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Queensland Smoke Alarm Laws and you
Whether you are a home owner, a renter, a landlord or a renovator/builder, the smoke alarm legislation introduced by Queensland Fire and Emergency Services from […]
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All you need to know about Premium Funding
What is Premium Funding Almost all of the major insurance companies offer their retail clients monthly payment options. Whether it’s your car or your home, […]
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Insurance issues arising in the gig economy
What is the gig economy? ‘Gig’ is a slang term referring to a ‘job for a specified period of time’ and harks back to when […]
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What you need to know about landlord insurance
If you’ve scrimped and saved in the hopes of achieving financial security through an investment property it makes sense to insure such a valuable asset. […]
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Single Touch Payroll is here
The biggest change to payroll in history is here and compulsory for businesses with 19 or fewer employees. What is it? Single Touch payroll (STP) […]
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Claims rise on the way as trade credit debts spike
Insurance claims for bad business debt are expected to jump in the next few months as companies grapple with worsening trading credit conditions, a broker […]
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How to minimise being underinsured
Many Australians, especially those who own businesses, discover they don’t have the cover they need in the worst possible circumstances. Insurance is one of those […]
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Why small businesses use an insurance broker
Small business owners tend to be born optimists with little inclination to think about what could go wrong. That’s why it pays to have an […]
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Do you really know who you’re dealing with?
As a consumer or business owner, it is vital to ensure that your interests are protected, when dealing with other businesses. There are a number […]
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Changes to QBCC – New Security of Payment Laws
With effect from 17 December 2018 elements of the Building Industry Fairness (Security of Payment) Act 2017 (BIF Act) and amendments to the QBCC (Queensland […]
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What does the Royal Commission Report mean for insurance?
The Royal Commission into misconduct in the Financial Services Industry released its Final Report in February after 69 days of hearings with 76 recommendations made […]
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How to create and maintain an SMB inventory list
It can take just moments for fire, flood or thieves to wipe out years of hard work, asset accumulation and stock. But it can be […]
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