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Heavy Machinery Insurance

HMIS Heavy Motor, Mobile Plant, Machinery and Liability Insurance

Steel Pacific Insurance Brokers has for many years specialised in developing low cost insurance solutions for owners and operators of plant and machinery.

We offer great plant, machinery and motor insurance backed by Australia’s largest insurance companies so before your current policies expire.

Heavy motor, mobile plant, machinery and liability insurance is suited to businesses operating in the following industry segments;
  • Earthmoving
  • Heavy Haulage
  • Infrastructure Services
  • Landscaping
  • Piling & Shoring
  • Quarry, Sand & Gravel
  • Resources
  • Screening
  • Road making
  • Civil Contracting

We can cover any fixed or mobile unit which can be set up for use as a tool of trade, and include all attachments whether they are fixed to the unit or not. Examples are:

  • Asphalt Mixers
  • Backhoes
  • Barge Mounted Equipment
  • Bobcats
  • Bulldozers
  • Compactors
  • Concrete Batching Plants
  • Conveyor Systems
  • Dump Trucks
  • Electrical Generators and Transformers
  • Elevating Work Platforms
  • Excavators
  • Fork Lifts
  • Graders
  • Gravel Processing Plants
  • Lifting Equipment
  • Lighting Towers
  • Loaders
  • Mobile Drilling Machinery
  • Prime Movers
  • Pulverisers
  • Road-Surfacers
  • Rollers
  • Service Trucks
  • Skid Steer Loaders
  • Suspended Access Equipment
  • Screening and Crushing systems
  • Tipping Truck and Trailers
  • Trenchers

The advantage of this coverage is in the significant enhancements not offered by an off-the-shelf policy; such as;

  • No Co-insurance or Average Clause (no penalty for under insurance)
  • Contractual Liability
  • No radius restrictions – Australia wide cover
  • No age or inexperienced excesses applicable to plant and machinery operators
  • Agreed value available
  • Automatic Additions up to $500,000
  • Unlimited Towing Costs following an accident or theft
  • Return of repaired unit to job site
  • Funeral expenses
  • Retrieval Costs to recover immobilised unit where there is no damage
  • Wet and Dry Hire
  • Hired In Plant / Vehicles

…Plus many more.

HMIS enables you to control your insurance costs, so please contact our qualified and experienced brokers who can also consult and offer advice in other important areas such as:

  • Asset Protection for buildings, fixed plant and machinery
  • Broadform Public & Products Liability insurance
  • Business Interruption – loss of earnings / business operating expenses
  • Credit insurance (Insolvency of Debtors)
  • Carriers Liability insurance
  • Marine Cargo and Carriers Load insurance
  • Management Liability insurance
  • Personal Accident & Illness insurance
  • Tax Audit Expenses